Our uses of your information include:
This Policy will occasionally be updated. Rest assured, whenever this happens we’ll notify you. This policy was last updated on 14 January 2019.
Firstly, who we are…
The Youtility app is operated by Youtility Limited (Youtility). Youtility Limited (‘we’ or ‘us’) are a ‘data controller’ for the purposes of UK data protection legislation, (i.e. we are responsible for and control the processing of your personal information). Youtility’s registered office is 2 Eastbourne Terrace, London, W2 6LG, our registered company number is 09802196, our Financials Conduct Authority (FCA) reference number is 803462 our ICO number is ZA255938.
… and how to contact us?
a) Information you might provide us prior to registering for our service.
If you visit our website before registering for the platform, we will ask you to provide your mobile number. We’ll then send you a text message with a link to download the app.
b) Information you provide us while registering for our service.
We will ask for your full name, email address, mobile number, Touch ID/Face ID (if you wish to use Touch ID or Face ID authentication) and your online banking credentials in order for us to receive payment information from your bank.
c) Records of Payments you have made from your bank account.
We will ask you to give us read-only access to records your bank holds about payments made from your bank account. That includes both payments to your utility providers as well as the other payments made from your bank account. See the section below on “Bank payment information” for more details about this.
d) Personal information about other individuals.
If you give us information on behalf of someone else, you confirm that the other person has appointed you to act on their behalf and has agreed that you can:
We will use your information to:
Bank payment information
Service provider switching
We might like to send you information by email or text message (SMS) about service providers and their special offers which may be of interest to you. We will only ask whether you would like us to send you marketing messages when you confirm certain actions. We will not send you marketing information without your consent. If you have consented to receive marketing from us, you can opt out at any time. See ‘What rights do you have?’ below for further information.
As part of the service, we may disclose your personal information to:
We use technical and organisational measures to safeguard your personal data, as outlined below:
While we will use all reasonable efforts to safeguard your personal data, you acknowledge that the use of the internet is not entirely secure and for this reason we cannot guarantee the security or integrity of any personal data that are transferred from you or to you via the internet. If you have any particular concerns about your information, please contact us (see ‘How to contact us?’ above).
For some uses of your information (for example, direct marketing activity), the legal basis for our processing of your personal data is your consent. In other cases (for example providing you with details of potential switching opportunities), the legal basis is that the processing is necessary to provide you with the service you have contracted with us to provide. In other cases, the legal basis is our legitimate interest (and those of our technology partner who facilitates switching of providers) in engaging in commerce and offering products and services of value to you. Any consent you provide may be withdrawn at any time by emailing us at firstname.lastname@example.org.
We will ensure that all of your personally identifiable information is permanently deleted within 14 days of you requesting us to delete it by emailing us at email@example.com. We will delete your Youtility account if you fail to log in to your Youtility account for a period of 180 days or more.
Under certain circumstances, you have rights under data protection laws in relation to your personal data. Please see below to find out more about these rights:
You have the right to:
Request access to your personal data (commonly known as a “data subject access request”)
This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
Request correction of the personal data that we hold about you.
This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
Request erasure of your personal data
This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request
Object to processing of your personal data
Where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
Request restriction of processing of your personal data
This enables you to ask us to suspend the processing of your personal data in the following scenarios:
Request the transfer of your personal data to you or to a third party
We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
At any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.
No fee usually required
You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.
What we may need from you
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
Time limit to respond
We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
What you can do to keep your information safe
If you want detailed information from Get Safe Online on how to protect your information and your computers and devices against fraud, identity theft, viruses and many other online problems, please visit www.getsafeonline.org. Get Safe Online is supported by HM Government and leading businesses.
If you make a complaint to us and think we have not dealt with it to your satisfaction, you may send your complaint to the Information Commissioner for investigation. For more information on the Information Commissioner, and how to make a complaint, please visit their website at www.ico.org.uk.